Last Updated: April 4, 2025

Emergency Cash Plan ("we", "us", "our", or "App") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your data when you use our iOS application available exclusively in the United States for users aged 18 and older.

1. Information We Collect

We collect information in the following ways:

a. Information You Provide Directly

  • Name
  • Email address
  • Financial goals and savings targets
  • Monthly income and expenses
  • Bank account (non-login) info such as balance targets
  • Voluntary feedback and contact inquiries

b. Automatically Collected Data

  • Device model and OS
  • IP address and app version
  • Usage data (screens visited, time spent)
  • Crash and error logs via analytics tools (e.g., Firebase)

We do not collect your Social Security Number, bank login credentials, or credit report data.

2. How We Use Your Information

  • To personalize and track your savings goals
  • To send reminders and notifications
  • To improve app performance and user experience
  • To respond to support requests
  • To display relevant financial education or partner offers (optional)

3. How We Share Your Information

We do not sell your personal information. We may share limited, non-identifiable data with analytics providers to improve the app. Your data may also be disclosed when required by law or legal process.

4. Data Security

We use industry-standard encryption and storage practices to protect your information. While we take security seriously, no system is 100% secure.

5. Data Retention

We retain your data only as long as necessary for the purpose for which it was collected, or as required by applicable law. You may request data deletion by contacting us.

6. Your Rights

You may request access, correction, or deletion of your data at any time. To exercise your rights, email: support@emergencycash.net

7. Children’s Privacy

This App is not intended for anyone under the age of 18. We do not knowingly collect data from minors.

8. Changes to This Policy

We may update this Privacy Policy. Continued use of the App indicates your acceptance of the updated policy.

9. Contact Us

If you have questions or requests regarding your privacy, contact: support@emergencycash.net